{"id":466,"date":"2026-10-15T07:29:08","date_gmt":"2026-10-15T07:29:08","guid":{"rendered":"https:\/\/growprofit.in\/blog\/?p=466"},"modified":"2026-10-15T08:38:10","modified_gmt":"2026-10-15T08:38:10","slug":"compare-portfolio-with-nifty-50","status":"publish","type":"post","link":"https:\/\/growprofit.in\/blog\/compare-portfolio-with-nifty-50\/","title":{"rendered":"How to Compare Your Portfolio with the Nifty 50 Fairly"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If your portfolio earned 13% last year and the Nifty 50 earned 11%, it may look like you outperformed the market. But that comparison is meaningful only if you\u2019re comparing the right returns.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a fair comparison, use the <\/span><b>Nifty 50 Total Return Index (TRI) <\/b><span style=\"font-weight: 400;\">instead of the regular Nifty 50 price index, compare both over the <\/span><b>same period<\/b><span style=\"font-weight: 400;\">, and make sure the Nifty 50 is an appropriate benchmark for your portfolio. If you added or withdrew money during the period, you also need to account for the timing of those cash flows when measuring your portfolio\u2019s return.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The right method depends on how you invested. Here\u2019s a quick look:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Investment scenario<\/b><\/td>\n<td><b>Better return measure<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>One lump-sum investment<\/b><\/td>\n<td><span style=\"font-weight: 400;\">CAGR or holding-period return<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Multiple investments or withdrawals<\/b><\/td>\n<td><span style=\"font-weight: 400;\">XIRR for your personal return<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Evaluating investment decisions independently of cash-flow timing<\/b><\/td>\n<td><span style=\"font-weight: 400;\">TWRR<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Comparing with Nifty 50<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Use Nifty 50 TRI<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Portfolio contains assets beyond large-cap Indian equities<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Consider a broader or blended benchmark<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The point isn&#8217;t to find a benchmark that makes your portfolio look good, but to use one that gives you a fair, accurate comparison.<\/span><\/p>\n<h2><b>Why compare your portfolio with the Nifty 50?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Comparing your portfolio with a benchmark helps you understand whether your returns are competitive with the market you\u2019re invested in.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, suppose your portfolio earned an annualized return of 12% over five years. If the Nifty 50 TRI returned 14% during the same period, your portfolio underperformed the benchmark by 2 percentage points a year. If the Nifty 50 TRI returned 9%, your portfolio outperformed it by 3 percentage points.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a portfolio focused on large-cap Indian stocks, the Nifty 50 can be a suitable benchmark because it tracks 50 large and liquid companies listed on the NSE.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, use the <\/span><b>Nifty 50 TRI<\/b><span style=\"font-weight: 400;\">, rather than the regular Nifty 50, when comparing investment returns. The regular Nifty 50 is a <\/span><b>price index<\/b><span style=\"font-weight: 400;\">, so it tracks changes in stock prices but does not account for dividends.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Nifty 50 TRI includes both price changes and dividends from the index constituents. This makes it a better basis for comparing your portfolio&#8217;s total return with the return from investing in the Nifty 50.<\/span><\/p>\n<h2><b>How to compare your portfolio with the Nifty 50<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Once you\u2019ve chosen the Nifty 50 TRI as your benchmark, the next step is to make sure you\u2019re comparing the two returns on the same basis.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Compare returns over the same period<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Use the same start and end dates for your portfolio and the Nifty 50 TRI.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if you want to evaluate your portfolio from January 1, 2021, to December 31, 2025, compare its return over those dates with the Nifty 50 TRI return for the same period.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Using different periods can distort the comparison, particularly when the market has experienced a sharp rise or fall.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Compare total returns with total returns\u00a0<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If your portfolio return includes dividends, interest, or other income, compare it with a benchmark that also accounts for distributions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is why the Nifty 50 TRI is preferred over the regular Nifty 50 price index. The TRI accounts for dividends from the index constituents, making the comparison closer to a total-return basis.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Choose a benchmark that matches your portfolio<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The Nifty 50 is not the right benchmark for every portfolio.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If most of your portfolio consists of large-cap Indian stocks, the Nifty 50 may be a reasonable benchmark. But if your portfolio includes mid-cap stocks, small-cap stocks, international equities, bonds, gold, or other asset classes, comparing the entire portfolio with the Nifty 50 may not give you a useful picture.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a diversified portfolio, you\u2019ll need a broader or blended benchmark that reflects the assets you hold. For exam<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Portfolio composition<\/b><\/td>\n<td><b>Possible benchmark<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Large-cap Indian stocks<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Nifty 50 TRI<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Indian large- and mid-cap stocks<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Nifty LargeMidcap 250 TRI<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Indian mid-cap stocks<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Nifty Midcap 150 TRI<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Indian small-cap stocks<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Nifty Smallcap 250 TRI<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Diversified portfolio across asset classes<\/b><\/td>\n<td><span style=\"font-weight: 400;\">A blended benchmark<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The benchmark should represent the type of investments you could reasonably compare your portfolio against.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Account for additional investments and withdrawals<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Cash flows can make portfolio comparisons more complicated.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Say you invest \u20b91 lakh at the beginning of the year, and it grows to \u20b91.12 lakh by year-end. That is a 12% return.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you add another \u20b92 lakh halfway through the year, your portfolio value at year-end will be higher. But the additional \u20b92 lakh was invested for only six months, so it should not be treated as though the full amount was invested for the entire year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is why the timing and size of your investments and withdrawals matter when measuring your personal return. XIRR accounts for these cash flows, giving you a more accurate picture of the return on your actual investments.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Use XIRR when you have multiple cash flows<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you made multiple investments or withdrawals during the period, <\/span><b>XIRR <\/b><span style=\"font-weight: 400;\">can be used to calculate your personal annualized return.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">XIRR takes into account the amount and date of each cash flow. This makes it well suited to SIPs, staggered investments, partial withdrawals, and other portfolios where money enters or leaves at different times.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if you invested \u20b910,000 every month, your first investment may have been invested for almost the entire period while your latest investment may have been invested for only a short time. XIRR accounts for this difference.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you have calculated your portfolio&#8217;s XIRR, compare it with the appropriate benchmark return over the same period.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Understand when TWRR is more appropriate<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><b>Time-Weighted Rate of Return (TWRR)<\/b><span style=\"font-weight: 400;\"> measures portfolio performance without letting deposits or withdrawals affect the result.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This makes TWRR appropriate when you want to evaluate the investment performance itself rather than the effect of when you added or withdrew money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if you want to assess how well a portfolio manager performed, TWRR can provide a better metric because the result is less affected by the timing and size of investor cash flows.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For an individual investor trying to understand the return earned on their own money, XIRR is generally more relevant when there are multiple cash flows.<\/span><\/p>\n<h3><b>XIRR vs TWRR: Which should you use?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The right measure depends on what you want to know.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>What you want to know<\/b><\/td>\n<td><b>Return measure<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>How much did I earn on my own investments?<\/b><\/td>\n<td><span style=\"font-weight: 400;\">XIRR<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>How did the portfolio perform regardless of my cash-flow timing?<\/b><\/td>\n<td><span style=\"font-weight: 400;\">TWRR<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>What was the return on a single lump-sum investment?<\/b><\/td>\n<td><span style=\"font-weight: 400;\">CAGR or holding-period return<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">XIRR and TWRR can therefore produce different results for the same portfolio without either calculation being wrong. They answer different questions.<\/span><\/p>\n<h2><b>How to calculate your portfolio\u2019s return<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before comparing your portfolio with the Nifty 50 TRI, calculate your portfolio\u2019s return using the method that fits your investment pattern.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a single lump-sum investment, you can use the annualized return or CAGR when the investment is held for more than one year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For multiple investments or withdrawals, use XIRR to account for the date and amount of each cash flow.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, suppose you made the following investments:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Date<\/b><\/td>\n<td><b>Cash flow<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">January 1, 2023<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">January 1, 2024<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">January 1, 2025<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">December 31, 2025<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Portfolio value of \u20b92,40,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">You can use these dated cash flows and the ending portfolio value to calculate the XIRR.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you have your portfolio return, compare it with the Nifty 50 TRI return for the corresponding period.<\/span><\/p>\n<h2><b>How to compare your portfolio return with Nifty 50 TRI<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The simplest comparison is to look at the difference between your portfolio\u2019s annualized return and the Nifty 50 TRI\u2019s annualized return.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portfolio XIRR: 13%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nifty 50 TRI return: 11%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Difference: <\/span><b>+2 percentage points<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Your portfolio outperformed the Nifty 50 TRI by 2 percentage points over the comparison period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your portfolio returned 9% while the Nifty 50 TRI returned 11%, the difference would be <\/span><b>-2 percentage points<\/b><span style=\"font-weight: 400;\">, meaning your portfolio underperformed the benchmark by 2 percentage points.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do not describe a 2% difference as \u201c2% outperformance.\u201d A difference between two percentage returns is measured in <\/span><b>percentage points<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>What if your portfolio outperformed the Nifty 50?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A higher return than the Nifty 50 TRI means your portfolio outperformed the benchmark over the period you measured. But that doesn&#8217;t automatically mean your investment strategy was better.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your portfolio may have taken more risk, held a different mix of stocks, or benefitted from exposure to sectors that performed particularly well during that pe<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a more complete evaluation, consider factors such as:\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Risk: <\/b><span style=\"font-weight: 400;\">Did you take significantly more risk to earn the higher return?<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Volatility: <\/b><span style=\"font-weight: 400;\">Did your portfolio experience larger swings than the benchmark?<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Diversification: Was the higher return driven by a small number of stocks?<\/b><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investment period: <\/b><span style=\"font-weight: 400;\">Did the portfolio outperform over one year or consistently over several years?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Costs: <\/b><span style=\"font-weight: 400;\">Did fees, taxes, and transaction costs reduce the return you earned?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">A portfolio that beats the Nifty 50 for one year does not necessarily have a better long-term strategy.<\/span><\/p>\n<h2><b>What if your portfolio underperformed the Nifty 50?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Underperformance does not necessarily mean your portfolio is poorly managed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Nifty 50 is concentrated in large-cap Indian equities. If your portfolio includes bonds, gold, international investments, mid-cap stocks, or other assets, its return may naturally differ from the Nifty 50.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your benchmark should therefore reflect your investment strategy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, comparing a 60:40 equity-debt portfolio with a 100% equity index is unlikely to provide a useful assessment of the portfolio&#8217;s performance. A blended benchmark would be more appropriate.<\/span><\/p>\n<h2><b>How often should you compare your portfolio with the Nifty 50?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You do not need to compare your portfolio with the Nifty 50 every day. Short-term comparisons can be misleading because market returns fluctuate and different sectors can perform differently over short periods.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For long-term investors, reviewing performance over periods such as three, five, or ten years can provide a better picture of how the portfolio has performed relative to its benchmark.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The comparison should also use consistent periods. If you review your portfolio every year, use the same benchmark and calculation method each time so that the results remain comparable.<\/span><\/p>\n<h2><b>Common mistakes when comparing a portfolio with the Nifty 50<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Using the regular Nifty 50 instead of Nifty 50 TRI:<\/b><span style=\"font-weight: 400;\"> The regular Nifty 50 does not include dividends. Use the TRI when comparing total investment returns.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comparing different time periods:<\/b><span style=\"font-weight: 400;\"> Your portfolio and the benchmark should be measured over the same period.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ignoring cash flows:<\/b><span style=\"font-weight: 400;\"> Large investments or withdrawals can affect your portfolio value and make a simple return comparison misleading. Use XIRR when the timing of cash flows matters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Using the Nifty 50 for every portfolio:<\/b><span style=\"font-weight: 400;\"> The Nifty 50 may not be an appropriate benchmark for portfolios with significant exposure to other asset classes or market segments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Looking only at returns:<\/b><span style=\"font-weight: 400;\"> A higher return does not tell you how much risk was taken to achieve it. Consider risk and volatility alongside returns.<\/span><\/li>\n<\/ul>\n<h2><b>Nifty 50 vs Nifty 50 TRI: What&#8217;s the difference?<\/b><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Feature<\/b><\/td>\n<td><b>Nifty 50<\/b><\/td>\n<td><b>Nifty 50 TRI<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Type<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Price index<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Total return index<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Tracks stock price changes<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Accounts for dividends<\/b><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Suitable for comparing total investment returns<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Less suitable<\/span><\/td>\n<td><span style=\"font-weight: 400;\">More suitable<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The main difference is dividends. The regular Nifty 50 reflects changes in the prices of its constituents, while the Nifty 50 TRI also reflects the reinvestment of dividends.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For this reason, the TRI is generally the better benchmark when comparing an investor&#8217;s total return with the Nifty 50.<\/span><\/p>\n<h2><b>FAQs<\/b><\/h2>\n<h3><b>Can I compare my portfolio&#8217;s XIRR with the Nifty 50 TRI?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, as long as the comparison uses the same investment period and the benchmark return is measured over the corresponding period. XIRR measures your personal return while accounting for the timing of your cash flows.<\/span><\/p>\n<h3><b>Is the Nifty 50 a good benchmark for my portfolio?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It depends on what you own. The Nifty 50 can be a suitable benchmark for a portfolio focused on large-cap Indian equities. If your portfolio has significant exposure to other market segments or asset classes, a different or blended benchmark may be more appropriate.<\/span><\/p>\n<h3><b>Should I compare my portfolio with the Nifty 50 or Nifty 50 TRI?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">For total-return comparisons, use the <\/span><b>Nifty 50 TRI<\/b><span style=\"font-weight: 400;\"> because it accounts for dividends as well as price changes.<\/span><\/p>\n<h3><b>What does it mean if my portfolio beats the Nifty 50?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It means your portfolio earned a higher return than the Nifty 50 TRI over the comparison period. However, you should also consider the risk, volatility, costs, and asset allocation behind that return.<\/span><\/p>\n<h3><b>Can XIRR and TWRR give different results?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes. XIRR accounts for the timing of your cash flows, while TWRR removes the effect of external cash flows. They measure different aspects of portfolio performance, so different results do not necessarily mean one calculation is wrong.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"If your portfolio earned 13% last year and the Nifty 50 earned 11%, it may look like you&hellip;","protected":false},"author":3,"featured_media":467,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-466","post","type-post","status-publish","format-standard","has-post-thumbnail","category-portfolio-management","cs-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Compare Your Portfolio With Nifty 50 Fairly<\/title>\n<meta name=\"description\" content=\"Learn how to compare your portfolio with the Nifty 50 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